Your gold isn't compounding (and it should be)

Quick question:

What percentage of your portfolio is allocated to gold?

5%? 10%? 15%?

Here's the problem with that allocation…

If it's earning 0%, it's creating drag on your overall returns.

Let me show you what I mean.

Let's say you have a $1 million portfolio.

You put $100K in gold (10% allocation).

You use the $900K in other assets earning 8% average.

Annual portfolio return:
📉 Gold: $0
📈 Other assets: $72,000

Total: $72,000 on $1M = 7.2% overall return.

Your gold allocation dragged your portfolio return from 8% down to 7.2%.

Over 20 years, that 0.8% difference costs you hundreds of thousands in compounding.

Now imagine your gold allocation was actually earning returns…

$1 million portfolio.

$100K in gold earning 2% in gold ounces.

$900K in other assets earning 8%.

Annual return:
✅ Gold: $2,000 (in gold value)
✅ Other assets: $72,000

Total: $74,000 on $1M = 7.4% return.

Small percentage difference. Massive difference over 20 years.

Plus, your gold allocation is growing in ounces…

Year 1: 100 ounces (at $1,000/oz hypothetically)

Year 10: 121.9 ounces

You haven't added capital. Your protection just increased by 21.9%.

This is what Monetary Metals enables.

Your gold allocation stops being portfolio dead weight.

It starts contributing to returns.

Paid in gold. Compounding in ounces.

You keep the insurance benefit.

You add the growth benefit.

That's the difference between smart allocation and static allocation.

Most investors accept that gold earns 0% because "it's insurance."

But insurance that grows is better than insurance that sits.

If you want your gold allocation to actually work for your portfolio, explore this:

monetary-metals.com/cpa

To your wealth,
Tom Wheelwright, CPA

P.S. — Every asset in your portfolio should serve multiple purposes. Make your gold work while it protects.

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