You have a new high credit amount

You have a new high credit amount You are using 75% or more of your available credit for APPLE CARD/GS BANK USA account. This can negatively impact your credit score. We recommend you consider these actions: Try to pay off what you can to lower your utilization. Transfer balances to other credit accounts if possible. Monitor your credit report to stay on top of any impact. Check Experian personal report Nav Technologies, Inc. is a financial technology company, not a bank. © 2026 Nav Technologies, Inc. 13693 South 200 West, Suite 200 Draper, Utah, 84020 All rights reserved. Contact Us | Privacy Policy | Terms | Manage Notifications